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New to Medicare and unsure how to get started?
Navigating Medicare can be daunting with its countless plans, parts, and letters. It’s easy to feel overwhelmed and confused—it’s a lot to digest!
That’s where our team of local, licensed insurance agents step in. With our deep understanding of the many options, we're here to simplify your choices and help you find the coverage that best suits your needs. We should be your first call when you need help, you deserve our care! Let’s navigate Medicare together and ensure you get right plan for you!
The fundamentals of coverage and cost
Medicare Part A (Hospital Insurance) helps cover:
- Inpatient care in hospitals
- Skilled nursing facility care
- Hospice care
- Home health care
Medicare Part B (Medical Insurance) helps cover:
- Services from doctors and other health care providers
- Outpatient care
- Home health care
- Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
- Many preventive services (like screenings, shots or vaccines, and annual “Wellness” visits)
Medicare Part C
Also known as Medicare Advantage, Medicare Part C is an alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D.
Plans may have lower out-of-pocket costs than Original Medicare, and in many cases you’ll have to use doctors that are in the plan’s network. Most plans offer extra benefits that Original Medicare doesn’t cover, like vision, hearing, dental, and more.
Medicare Part D
Also known as Prescription Drug Coverage, Medicare Part D helps cover the cost of prescription drugs, including many recommended shots or vaccines. Plans that offer Medicare Drug coverage are run by private insurance companies that follow rules set by Medicare.
